Psychiatric And Mental Health Compensation Calculator

Last Updated 25th February 2025. This guide will look at when you might be eligible to make a personal injury claim for a mental health compensation payout. If you’ve recently been in an accident, you may have suffered a psychological injury. This could be in addition to physical injuries or by itself. If you can prove that your injury was caused by a relevant third party breaching their duty of care, you may be entitled to compensation.

In this guide, we take a look at a few examples of injuries you could suffer to your mental health following an accident, such as anxiety and post traumatic stress disorder (PTSD). We will also discuss the specific eligibility criteria you must meet to be able to make a psychological injury claim. We will also look at the different heads of claim you could be awarded should your case be successful. This guide will also look at some of the benefits of making a claim with a No Win No Fee solicitor.

If you have any questions or would like help starting your claim, please speak to an advisor from our team. They’re available 24 hours a day, 7 days a week, with free advice.

To talk to an advisor, you can:

Man suffering from mental health injuries speaking to a psychiatrist

Select A Section

  1. Psychiatric And Mental Health Compensation Calculator
  2. Mental Health Claim – Who Is Eligible To Claim?
  3. What Could Cause A Mental Health Injury?
  4. Is There A Time Limit When Claiming For Mental Health Compensation In The UK?
  5. Make A No Win No Fee Claim For Mental Health Damage
  6. Learn More About Using A Mental Health Compensation Calculator

Psychiatric And Mental Health Compensation Calculator

You could use a mental health compensation calculator when estimating a potential payout for your claim. However, these calculators do have some limitations. They generally don’t take into account all of your financial losses, and your injuries may be assessed as more serious than you first thought.

In order to get a proper estimate, you should get your eligibility to claim assessed by our advisors, who can then connect you with an expert psychiatric injury solicitor from our panel. There are two heads of claim that mental health compensation may be awarded under: general and special damages. We’ll examine special damages in a later section

General damages are awarded for both the physical and psychological harm you have experienced. Those tasked with determining a potential figure can refer to your medical diagnosis alongside the Judicial College Guidelines (JCG), a detailed publication containing guideline compensation figures for different injuries.

Compensation Table

Aside from the top entry, we have used the JCG figures for psychiatric harm to create this table. Please be advised that this information is intended as guidance only.

Type of InjurySeverityGuideline Award Amount
Very Severe Psychological Harm with Special DamagesVery SevereUp to £500,000+
General Psychiatric HarmSevere (a)£66,920 to £141,240
Moderately Severe (b)£23,270 to £66,920
Moderate (c)£7,150 to £23,270
Less Severe (d)£1,880 to £7,150
Post-Traumatic Stress Disorder (PTSD)Severe (a)£73,050 to £122,850
Moderately Severe (b)£28,250 to £73,050
Moderate (c)£9,980 to £28,250
Less Severe (d)£4,820 to £9,980

What Are Special Damages?

Special damages are the second head of claim and compensates for financial losses caused by your injuries. We have set out a few examples of costs you could be reimbursed for here:

  • Prescription medications.
  • Therapy or counselling sessions.
  • Lost earnings.
  • Travel to medical appointments.

Make sure you hold onto copies of documents such as your payslips, prescription letters and other bills as proof of the losses you have incurred. To get a free eligibility assessment, contact our advisors today.

Mental Health Compensation – Who Is Eligible To Claim?

If you are considering using a mental health compensation calculator, it’s worth clarifying whether you have grounds to make a valid personal injury claim.

Firstly, you will need to determine whether a duty of care was owed to you. For example, you could be owed a duty of care:

  • On the roads: All road users owe each other a duty of care to use the roads in a way that prevents harm to themselves and others. To uphold this duty, they’re expected to comply with the Highway Code and the Road Traffic Act 1988.
  • In public: Those in control of public places must ensure you are reasonably safe whilst using the premises for their intended purposes under the Occupiers’ Liability Act 1957 (OLA).
  • At work: Employers have a duty of care to take all reasonably practicable steps to ensure the health and safety of their employees under the Health and Safety at Work etc. Act 1974 (HASAWA).

In order to form the basis of a valid mental health injury claim, you must be able to prove that:

  • You were owed a duty of care
  • This duty was breached
  • As a result, you suffered physical or mental injuries

To learn more about mental health claims or to find out if you could be eligible to start a claim for compensation, contact our team of advisors today.

What Could Cause A Mental Health Injury?

There are many types of accidents or other incidents which could potentially cause psychological trauma. Examples include:

  • A road traffic accident. For example, if you were crossing at a pedestrian crossing, and you were hit by a car that was speeding, meaning they were unable to come to a stop in time, this could cause you to suffer not only physical injuries but a psychological ones also.
  • An accident at work. For example, if a machine on a production line was not regularly maintained, this could cause you to suffer an arm amputation and also post-traumatic stress disorder.
  • Accidents in public. If you fell from a height in a leisure centre due to a faulty railing, this could cause you to suffer from anxiety as well as physical injuries.

It is important to remember that in order to have a valid personal injury claim, your injury must have been caused by someone breaching their duty of care towards you. Additionally, it is important to note that you can also claim for a psychological injury without having suffered a physical injury.

For more information on your eligibility to claim or whether you can use a mental health compensation calculator, you can contact our advisors for free today. You can reach our advisors either online or by calling them, and they can answer any questions you may have about the process of claiming for psychological harm.

Is There A Time Limit When Claiming For Mental Health Compensation In The UK?

Under the Limitation Act 1980, there’s usually a three-year time limit for starting a personal injury claim for mental health injuries and/or physical injuries. This time limit normally begins from the date of the incident that caused your injuries.

Under some circumstances, the time limit can work differently. If the injured party lacks the mental capacity to make their own personal injury claim, then the time limit is suspended indefinitely. A court-appointed litigation friend could make a claim on the injured party’s behalf. If, however, this does not happen, and the injured party later recovers this mental capacity, then the time limit will start from the day of recovery.

If a child has suffered psychological injuries, then the time limit will not begin for them until their 18th birthday. A claim could be made on the child’s behalf by a court-appointed litigation friend before this day comes. If this doesn’t happen, then the injured party will have three years to start their own claim once they turn 18.

If you would like to speak to an advisor to ask about your eligibility to claim compensation for mental health injuries, please contact our team today on the phone or online.

Make A No Win No Fee Claim For Mental Health Damage

A solicitor could help you through the psychiatric injury claims process by:

  • Submitting your case within the relevant time limit.
  • Gathering evidence.
  • Building your case and negotiating with the other party.

All of the solicitors on our panel can work under a Conditional Fee Agreement (CFA).

If you make your claim for mental health damage under these terms, you will pay a success fee to your solicitor if your case succeeds. This is subject to a legal cap. As such, you will receive the majority of your mental health compensation payout. If your claim fails, you are no longer required to pay your No Win No Fee lawyer this fee.

To learn if you could be eligible to work with a No Win No Fee solicitor, get in touch today. To reach an advisor, you can:

Learn More About Using A Mental Health Compensation Calculator

We hope you now have a much greater understanding of mental health compensation calculators. This also includes having more knowledge about mental health issues. However, if you wish to find out more information, check out these additional research links below.

Thank you for reading our mental health compensation calculator guide.